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Automated Fare Collection System (AFC)

Automated Fare Collection System (AFC)

Brief overview

A unified system for fare payment, tariffs, and financial accounting.

The platform brings fare payment, tariff policy, concessions, settlements, and financial accounting together into a single digital system. The city and carriers gain a transparent financial loop, while passengers get convenient payment methods regardless of the technology chosen.

Key capabilities

  • Account-Based Ticketing (ABT) - a single passenger account for different payment methods and fare scenarios
  • Open Loop / Open Payments - fare payment with open payment instruments, no mandatory registration in the system
  • support for payment by bank cards, Apple Pay, Google Pay, Samsung Pay, QR, NFC, Bluetooth, mobile payments, and third-party digital wallets
  • support for transport cards, e-tickets, and digital passes
  • integration with local and international payment systems
  • centralized management of tariffs, concessions, and passenger entitlements
  • flexible configuration of passes, transfers, zonal fares, and concession categories
  • transaction processing, clearing, reconciliation, and revenue accounting
  • transparent settlements between carriers, banks, and the city
  • automated calculation of subsidies and compensation based on actual trips
  • transparent accounting of concession trips and budget spending
  • full transaction auditing and analytical reporting
  • independence from specific payment methods and payment technologies

Outcome

A higher share of cashless payments, transparent revenue distribution, automated settlement of concessions and subsidies, and full financial control of the transport system.